What enisa.ai is and what it does for you

enisa.ai is an independent tool that checks your company's viability for an ENISA loan for €3 + VAT and drafts the full application with AI for €100 + VAT, with human review before you submit. By the end of this article you will know what each step does, what it costs, and whether it fits your company.

What ENISA is (in one sentence)

ENISA is a Spanish public company that grants participative loans to SMEs and startups — between €25,000 and €1,500,000, with officially published requirements. Submitting a strong application means understanding those requirements and writing a complete file, and that is where enisa.ai comes in.

What enisa.ai does

enisa.ai walks you through two steps, at app.enisa.ai:

1. The viability analysis — €3 + VAT. You answer a few questions about your company (under 5 minutes) and get a verdict — eligible, eligible with conditions, not eligible yet, or not eligible — with an indicative estimate out of 100, the requirements checked one by one, your strengths, your risks and the next steps. The verdict comes from a rules engine built on the requirements ENISA publishes, with the version and verification date shown in the report. The result appears on screen within minutes.

2. The full application — €100 + VAT. The AI drafts the entire ENISA application in a workspace where you review and edit every section, drawing on your company's documents. Before you submit, a person from our team reviews the file.

There is also a 3 % success fee, applied only if ENISA grants you the loan. No loan, no fee.

Who it is for

• Founders and CFOs who want to know, before investing weeks, whether their company can qualify for an ENISA loan and for how much.
• Advisory firms (gestorías) preparing files for several clients: one account can hold several companies, each with its own separate analyses, applications and documents.

What enisa.ai is not

• We are not ENISA and have no relationship with it. We are an independent tool for preparing your application.
• We do not guarantee any loan. The decision is always ENISA's. That is why the number you will see is an indicative estimate, never a promise, and the report always shows the version of the rules it was calculated with.

Where to start

Create your account (all you need is your email), create your first company and run your first analysis. The articles "Create your account" and "Your first analysis in 10 minutes" take you through it.